Should I Move Away From My Family Quiz

Should I Stay or Should I Become Now? A Quiz To Help Y'all Make up one's mind When to Move After 50.

If yous're reading this, y'all might be poised on the edge of retirement, and it has at to the lowest degree crossed your listen that you might have to make one or more moves equally you grow older.

Or possibly non.

Our generation is divided on the issue.  Fifty-two percentage of infant boomers in a nationwide survey said that they want to age in place without moving anywhere.  U.Due south. Census data, however, evidence that over 2 million people aged 65+ moved from 2018 to 2019.  They weren't going too far abroad, however, because 58 percent moved inside the same county and 81 percent moved within the aforementioned state.  When yous wait at the numbers, most moves were fabricated by those in the 50 to 64 age bracket, and the annual pct of the U.S. population moving was relatively stable after age 61:

U.S. Geographic Mobility by Age: 2018 to 2019

AGES	TOTAL 2018-19	NONMOVERS	MOVERS	% MOVERS	SAME STATE	SAME Canton
fifty to 54	twenty,355	18,925	one,430	7%	1,165	840
55 to 59	21,163	19,961	1,202	6%	959	599
threescore to 61	viii,343	vii,933	410	v%	335	235
62 to 64	12,249	11,721	528	4%	404	304
l to 64 subtotal	62,110	58,540	3,570	6%	2,863	1978
65 to 69	17,356	xvi,654	702	4%	551	410
lxx to 74	xiv,131	13,619	512	4%	435	290
75 to 79	9,357	ix,001	356	iv%	286	216
80 to 84	6,050	5,856	194	3%	148	112
85+	5,893	five,631	262	4%	225	154
65 to 85+ subtotal	52,787	l,761	2,026	four%	1645	1182
1000 total	114,897	109,301	5,596	5%	four,508	3,160

A.  A Quiz to Assistance You Decide Whether You Should Move or Stay

Where does that leave us?  I don't know about you, but every fourth dimension that I think almost the time when Howie and I are not working full fourth dimension, I see a large body of water in forepart of me and waves.  There is no yard work in my dream, just dinner parties and fun and games that someone else is in accuse of organizing. I recollect that the embankment is somewhere on the East Coast where we are both originally from and where most of our family and many good friends still reside.

What we want to do, however, isn't always consequent with our personal realities.  Some of us have finite budgets. Some of u.s.a. rely on sure people for their care or take people that rely on them.  Even if information technology's complicated, notwithstanding, I think that it is important to be purposeful, practical, and strategic nearly planning our future after age 50.

Why?  If we are not willing to plan when and where nosotros can alive while we historic period, someone else will do information technology for us potentially glazed with a fiddling resentment.  I accept had multiple conversations with friends whose parents (now in their 80s) failed to plan for the twenty-four hour period when they would need some help getting to the infirmary for procedures, shoveling the steps, or safely getting in and out of the bath never mind the shower.  Their lack of planning has led in both cases to sibling skirmishes or all-out wars over disappointed parents who are unaware of, or ill-equipped to control, the resulting dissension. Let's not permit that happen to us or our families.

To get ourselves thinking well-nigh when we should consider our next move based on factors other than a vague desire for new horizons, I've created this short and, hopefully, thought-provoking quiz to help you lot decide whether you lot should move or stay where you are:

What does a perfect score mean?  Well, if you scored 100 percent or anywhere close, and then it is time to do some serious thinking virtually whether your current home/customs/region is nonetheless serving your needs.  I scored 30 percentage, which probably means that we should consider staying in our current dwelling house/area and take long vacations on the East Coast. I think that the Texas home builders might take put the chief bedrooms on the offset floor to make sure that nosotros would never feel similar we had to exit our home to avert the stairs.

Is information technology a perfect quiz?  No, we couldn't weight the answers because it would exist incommunicable to know how much a terrific library or being close to your grandchildren might mean to y'all.  It is just a quiz to get us all thinking about the following important factors in deciding whether to move (even within the same general area) or age in place.

B.  Factoring in Family/Friends/Customs Considerations

Later on they weigh the pros and cons, it is not surprising that the number one reason that people move later on retirement is to be closer to family.  Research shows that 25 percent of baby boomers are planning to retire near their grandchildren fifty-fifty if it means that they'd have to movement to another state, like North Carolina (Charlotte and Raleigh), Texas (Austin and Dallas), or Tennessee (Nashville).  If y'all or your family members have the means and stamina to travel, however, it is not ever necessary or desirable to live in the same area as your family.

The information documenting what retirees exercise all day raise other questions.  For case, one study compared the top weekday and weekend activities for total-fourth dimension workers compared to centre- and high-income retirees and establish that after sleeping, watching idiot box/movies, and eating/drinking, retirees spent the most fourth dimension reading:

Pinnacle v Weekday and Weekend Activities for Retired Individuals: 2010-12

RANK	Activity	WEEKDAY AVERAGE MINUTES/DAY	ACTIVITY	WEEKEND AVERAGE MINUTES/DAY
one.	Sleeping	520.6	Sleeping	531.9
ii.	Television and movies (not religious)	223.0	Television and movies (non religious)	234.1
iii.	Eating and drinking	88.9	Eating and drinking	91.0
four.	Reading for personal interest	47.5	Reading for personal involvement	58.iii
v.	Washing, dressing, and training oneself	38.7	Socializing and communicating with others	46.eight

My mother in her 80s reads a volume a 24-hour interval and uses her own library card and my brother's card to download ebooks from the library.  She is constantly frustrated by the poor offerings available and would have been much happier with access to a better public library system.

After reading, retirees tend to spend their time socializing when they are not shopping, cooking, or taking care of the house.  Let's confront it — your work friends may not live in the same community as you do and may not be ready to retire at the same time.  You might need to develop a new prepare of friends for this stage of life, and then it might be important for you to consider whether your customs offers vibrant and convenient senior social, educational, or cultural programming (clubs/groups/senior center) that you lot would exist interested in joining/using.  You may decide to retire with a purpose by volunteering in your customs and make new friends in the process.  Finally, if extreme atmospheric condition frustrates your ability to be social and involved in your community or you want to pursue your dream of living on a sailboat during retirement, y'all might be prepare to make a move.

C.  Factoring in Your Health Care Needs

For adults age 65 and over, falls are the leading cause of fatal and nonfatal injuries with approximately 2.8 one thousand thousand trips to the emergency room in 2014 alone.  For adults age 65 and older, the leading causes of death in 2017 were heart illness (25.1 percent) followed by cancer (xx.7 percent).  Therefore, whether you lot should make a motility besides depends on whether your current home can or should exist modified to prevent falls and whether information technology is close enough to urgent and non-urgent medical care.

Did you know that the average length of time for an ambulance to answer to a 911 phone call is vii minutes in urban areas, 7.7 minutes in suburban areas, and 14.v minutes in rural areas?  When time is of the essence in treating eye attack victims , it makes sense to consider how long it might accept for an ambulance to reach the hospital from your current domicile plus the wait time earlier and after that phone call is made.

D.  Factoring in Housing/Finances

Just like Suze Orman used to say on her television evidence, we should prioritize "people starting time, so money, then things."  I'll permit that 1 sink in for a second earlier I hit you with some other pithy quote that Howie likes even better: "Never love annihilation that tin can't love yous back."  Mmm, I recall that he was referring to all of the stuff in our cranium.

Many of the states love our current homes.  Information technology is now a documented fact that the longer you stay in your family home, the harder information technology will be to leave it.  After the age of 55, homeowners tend to consider the emotional value of the family domicile to be more important than its financial value making moves less likely by the age of 65.

Retirement experts have observed that, if we're lucky, at that place can be two singled-out stages of life every bit nosotros age :  (i) phase one between the ages of 50 and 75 with increased freedom, flexibility, and fulfillment, and (2) stage 2 later age 75 with increased dependence on others.  Therefore, it is important to inquire ourselves whether we really want to feel the emotional and fiscal (as much equally 13 percent of the sales price of your home ) costs of moving twice and, if not, what is our plan for phase 2?

It is also a documented fact that, in one case they determine to become house shopping, xxx percent of retirees wind upwardly buying an fifty-fifty bigger business firm and nineteen percent purchase the aforementioned size home !  If you have very niggling retirement savings , you might have to make difficult decisions about where you alive because housing is likely to be one of your largest expenses in retirement.  Notation that whatever budget should also business relationship for out-of-pocket health care costs.  Bold that you retire at 65 and are eligible for Medicare, men are expected to need $133,000 to cover health intendance costs in retirement while women volition need $147,000 because they are expected to live longer.

Finally, you might accept to or want to keep working for every bit long as you can to encompass those housing and health care costs. Over twenty-v percent of the U.South. population ages 65 to 74 years old were part of the civilian labor force during 2014-2018 compared to over six percent for ages 75 and older.  Almost a quarter of all new businesses are now started past senior entrepreneurs between the ages of 55 to 64.  While some people are excited to pursue an encore career after retiring from their total-time chore, others are interested in office-time work to keep busy, make ends meet, or a fford an expensive trip. Have you ever been to a spring training baseball game game in Arizona or Florida?  Did you ever notice who they rent to sell popcorn? Those part-fourth dimension jobs are perfect for retirees.  Whether or not your current community offers opportunities for your encore career or to pick upwards part-time or seasonal work later on you can no longer work full-time could make a difference in your quality of life.

Conclusion

It is time to consider moving when your current domicile will not serve your long-term needs.  What might be the easiest class of action for you today might ultimately atomic number 82 to your distraught children fighting over where yous wind up.  You lot know how the song by The Clash goes: "Should I stay or should I become now? Should I stay or should I go at present? If I go, there volition be trouble.  And if I stay information technology volition exist double."

We created this website to help answer these and other important questions.  You tin can observe housing, downsizing, rightsizing, aging in place, renting or buying, co-living, nomadic living, communities, and assisted living resource and articles on our HOME-DECIDE page under the Housing Decisions or Housing and Care Websites tabs.

Y'all tin as well observe budget and retirement planning resources and manufactures on our Abode-DECIDE folio under the Upkeep tab.

If yous are thinking of moving, y'all tin can notice U.Southward. and international location resources and articles on our Dwelling house-DREAM page and wellness care and conditions resources under the Other Resource tab.  I've besides written a series of "best places to retire" manufactures that you can find in our H+A ARCHIVES .

Are you looking for something else?  Try our H+A RESOURCE DIRECTORY , ask us a enquiry question using the Q+A WITH H+A request form, and/or sign up for our newsletter (see link below) to receive website updates.

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